Plain answers about business liability insurance.
A reference library for the people who buy coverage for their companies — direct answers, real numbers, primary sources, and no one trying to sell you a policy.
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Industries
All industries → Technology & SaaS Attorneys & Legal Accountants & Finance Investors Consultants Real Estate & Landlords Construction & Trades Trucking & Transport Restaurants & Bars Professional Services Healthcare Startups Events & Creative Fitness & Wellness Cleaning Services Landscaping & Lawn Care Nonprofits E-commerce & Retail Other
Coverage lines
All coverage lines → Commercial General Liability
Third-party bodily injury, property damage, and advertising injury.
Professional LiabilityFinancial harm to clients from your advice or work.
Directors & Officers (D&O)Personal liability of leadership, and the company's duty to indemnify.
Employment Practices Liability (EPLI)Wrongful termination, discrimination, harassment, and retaliation claims.
Umbrella & Excess LiabilityAdditional limits stacked above your primary liability policies.
Liquor LiabilityClaims from serving alcohol — excluded from general liability.
Product LiabilityInjury or damage caused by products you make or sell.